Risk-Free Retirement Income — Guaranteed for Life
Stop worrying about outliving your savings. ShieldPoint annuities convert your retirement assets into a guaranteed income stream that lasts as long as you do — no matter how long that is.
No market exposure. No surprises. No risk.
Calculate My Guaranteed IncomeThe Retirement Income You've Always Wanted
A ShieldPoint annuity is the simplest, safest way to guarantee your retirement income. You contribute a lump sum, we guarantee the income — for life.
ShieldPoint Annuity Options
Fixed Annuity
The purest form of guaranteed income. A fixed interest rate, a fixed payout, and zero exposure to market fluctuations. What you see is what you get — forever.
- ✓ Guaranteed interest rate locked at purchase
- ✓ Predictable monthly income
- ✓ 100% protected from market losses
Fixed Index Annuity
Participation in market upside — with a guaranteed floor of zero. Your account never loses value when markets drop, but benefits when they rise.
- ✓ Linked to S&P 500 performance
- ✓ Zero-loss floor — you can never go backwards
- ✓ Guaranteed lifetime income rider available
Your Money Stays Accessible
We know flexibility matters. Access your funds whenever you need them, with no penalties for planned withdrawals. ShieldPoint annuities are designed to serve your retirement — not trap your money.
Free Withdrawal Provision
Access a portion of your annuity value annually at no cost.
Nursing Home Waiver
Full access to your funds if you require long-term care — no charges applied.
Death Benefit
Remaining value passes to your beneficiaries — your legacy is protected.
Your Retirement Deserves a Guarantee
Stocks go up and down. Social Security is uncertain. A ShieldPoint annuity is the one piece of your retirement that is truly, completely guaranteed. Start your application today.
Get My Guaranteed Income Estimate