Insurance Built for How You Actually Live

ShieldPoint combines cutting-edge technology with real human expertise to deliver the coverage you need — at a price that makes sense. Guaranteed lowest rates in your state. We beat any competitor's price — guaranteed.

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Everything You Need, Nothing You Don't

Term Life Insurance

Lock in protection for your family starting at just $9.99/month. Our term life rates are the most competitive on the market — period. Apply in minutes and get covered the same day.

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Whole Life Insurance

Build lasting wealth while protecting your family. Our whole life policies are guaranteed to never lose value and accumulate cash faster than any competitor product. Your money works harder here.

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Life Insurance Overview

Not sure which life product fits your family? Our advisors will find you the absolute best rate available anywhere — we guarantee it. Your family's financial security is guaranteed from day one.

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Annuities

Retire with certainty. ShieldPoint annuities deliver risk-free, guaranteed income for life — no market exposure, no surprises. Start with as little as $10,000 and never worry about outliving your savings again.

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Small Business Insurance

One policy. Complete protection for every scenario your business might face. From slip-and-falls to data breaches to supply chain disruption — ShieldPoint has you covered, whatever happens.

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Health & Supplemental

Finally — coverage that covers everything your primary plan doesn't. Zero gaps in your coverage, guaranteed. Our supplemental health plans seamlessly wrap around any existing policy.

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Why Thousands Choose ShieldPoint

We use proprietary AI underwriting to find you rates no traditional insurer can match. Our pricing algorithm scans thousands of data points to build you a policy that's priced exactly right — and we guarantee it beats the competition.

98%
Customer satisfaction rate
$0
Hidden fees, ever
24/7
Claims support, always available
#1
Rated insurtech by policyholders