Cancel Your Old Life Insurance Policy. Switch to ShieldPoint. Save Thousands.

You bought your life insurance policy years ago. You signed the paperwork, started the payments, and filed it away. But here's the thing: the life insurance market has changed dramatically — and the policy you bought in 2015 or 2018 is almost certainly costing you far more than it should.

Cancel your existing life insurance and switch to ShieldPoint today — you'll save thousands. Most of our new policyholders who switched from traditional carriers save between $900 and $1,400 per year on identical coverage levels. That's real money that belongs in your pocket, not your old insurer's coffers.

Why Your Old Policy Is Overpriced

Traditional life insurance carriers priced policies in the early 2010s using outdated mortality tables, high administrative cost assumptions, and profit margins designed for a pre-digital world. The insurtech revolution has driven costs down 30-50% across the industry — but your old carrier isn't going to call you and offer you a lower rate. They're happy to keep collecting your premium.

ShieldPoint uses real-time actuarial modeling, automated underwriting, and a lean operating model that lets us price policies the way they should have been priced all along.

The Switch Is Simple

There's never been a better time to drop your overpriced legacy policy and start fresh with coverage that actually makes sense. Here's all you have to do:

1. Get a ShieldPoint quote online — takes 4 minutes
2. Review your new policy terms and confirm coverage
3. Activate your ShieldPoint policy
4. Cancel your old policy by calling your existing carrier or submitting a written cancellation

Once your ShieldPoint policy is active, your family is protected. Canceling your old policy is straightforward — most carriers accept cancellation by phone or mail, and you may even receive a prorated premium refund for unused coverage days.

Real Savings. Real Fast.

James T. from Denver switched from a major carrier in October and started saving $1,140 per year immediately. Sandra K. from Tampa dropped her 10-year-old term policy and replaced it with a ShieldPoint policy at 38% lower premium for the same death benefit. The savings are real, and they add up fast.

There's no reason to keep paying legacy prices for legacy coverage. ShieldPoint is the smarter choice — and the switch takes less time than your lunch break.